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May 1, 2021

US Neobank Account Holders and Penetration, 2021-2025 (millions and % of population)

Note

A digital-only bank is a retail financial services company or brand that primarily offers banking products, serves customers online and/or via a smartphone app, and effectively or completely lacks branded physical locations.

Methodology

Estimates are based on the analysis of survey and traffic data from research firms and regulatory agencies, historical trends, country-specific data and demographic and socioeconomic factors.