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P&C Insurance Trends to Watch

Auto and Homeowners Weaken, but Renters Is a Bright Spot

About This Report
Insurers’ profitability is under pressure, and waning penetration in homeowners and auto insurance policies isn’t helping. But renters insurance is a bright spot. Here’s a closer look at what our latest P&C insurance forecasts mean for insurers.
Table of Contents

Property and casualty (P&C) insurers’ bottom lines are being hit by rising claims costs, belt-tightening consumers, and emerging risks that further complicate underwriting. They need to mine new pockets of growth while reversing negative trends in their core lines of home and auto. Doing so will require innovative products and targeting consumers with higher profitability prospects.

Here’s what we expect in key lines of P&C insurance in the next two years.

Here’s what’s in the full report


Exportable files for easy reading, analysis and sharing.

Table of Contents

  1. Auto is the largest personal line—and the one most sensitive to economic and demographic shifts.
  2. Homeowner insurance faces a squeeze in both the demand and supply of policies.
  1. Renters insurance can drive revenues for providers that target the right customers.
  2. Media Gallery

    First Published on May 9, 2023


    Eleni Digalaki


    Vivian Dong
    Associate Forecasting Analyst
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