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UK Bank Technology Spending

How Banks Are Staying on Top of Their Tech Spending

About This Report
Technology decision-makers within the banking industry will need to balance high tech spending with the potential for regulatory disruptors.
Table of Contents

Executive Summary

We expect total bank technology spending growth to remain at high levels through 2026, after jumping 13.5% in 2022. Outside factors like regulatory and competitive pressures could disrupt banks’ technological offensive.

Key Question: Will banks in the UK be able to maintain higher tech spending in the face of internal and external pressures?

KEY STAT: UK bank technology spending will hit £10.68 billion ($14.69 billion) in 2022 and continue to grow steadily to £13.89 billion ($19.10 billion) by 2026.

Here’s what’s in the full report


Exportable files for easy reading, analysis and sharing.


Reliable data in simple displays for presentations and quick decision making.

Table of Contents

  1. Executive Summary
  2. Mounting Pressures Threaten Banks’ Tech Spending
  3. Technology Spending Snapshots
  1. Drivers of Technology Spending Growth
  2. What Could Disrupt Tech Spending?
  3. Read Next
  1. Sources
  2. Media Gallery


Matthew Gaughan


Daniel Ramirez
Researcher, Financial Services
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