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US Bank Technology Spending

Steady Investment to Stave Off Looming Competition

About This Report
Technology decision-makers within the banking industry will need to justify tech plans if spending growth is to remain steady.
Table of Contents

Executive Summary

We expect total bank technology spending to grow by 10.6% year over year in 2022, faster than in any of the previous five years. Annual growth is expected to drop to single digits through the remainder of the forecast period, but factors like shareholder pressure could disrupt banks’ plans to increase spending.

Key Question: Will banks in the US be able to maintain higher tech spending in the face of internal and external pressures?

KEY STAT: US bank technology spending will hit nearly $86 billion in 2022 and grow to almost $112 billion by 2026.

Here’s what’s in the full report


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Reliable data in simple displays for presentations and quick decision making.

Table of Contents

  1. Executive Summary
  2. Mounting Pressures Threaten Banks’ Tech Spending
  3. The Bank Technology Spending Landscape
  1. Drivers of Technology Spending Growth
  2. What Could Curtail Tech Spending?
  3. Don’t Count Out Incumbents
  1. Read Next
  2. Sources
  3. Media Gallery


Matthew Gaughan


Daniel Ramirez
Researcher, Financial Services
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