Products

Insider Intelligence delivers leading-edge research to clients in a variety of forms, including full-length reports and data visualizations to equip you with actionable takeaways for better business decisions.
Reports
In-depth analysis, benchmarks and shorter spotlights on digital trends.
Learn More
Forecasts
Interactive projections with 10k+ metrics on market trends, & consumer behavior.
Learn More
Charts
Proprietary data and over 3,000 third-party sources about the most important topics.
Learn More
Industry KPIs
Industry benchmarks for the most important KPIs in digital marketing, advertising, retail and ecommerce.
Learn More
Briefings
Client-only email newsletters with analysis and takeaways from the daily news.
Learn More
Analyst Access Program
Exclusive time with the thought leaders who craft our research.
Learn More

About Insider Intelligence

Our goal at Insider Intelligence is to unlock digital opportunities for our clients with the world’s most trusted forecasts, analysis, and benchmarks. Spanning five core coverage areas and dozens of industries, our research on digital transformation is exhaustive.
Our Story
Learn more about our mission and how Insider Intelligence came to be.
Learn More
Methodology
Rigorous proprietary data vetting strips biases and produces superior insights.
Learn More
Our People
Take a look into our corporate culture and view our open roles.
Join the Team
Contact Us
Speak to a member of our team to learn more about Insider Intelligence.
Contact Us
Newsroom
See our latest press releases, news articles or download our press kit.
Learn More
Advertising & Sponsorship Opportunities
Reach an engaged audience of decision-makers.
Learn More
Events
Browse our upcoming and past events, recent podcasts, and other featured resources.
Learn More
Podcasts
Tune in to eMarketer's daily, weekly, and monthly podcasts.
Learn More

Stripe’s widening product suite draws attention from rivals

The news: Stripe launched Financial Connections, an open banking product that lets businesses set up direct connections with customers’ bank accounts to complete a range of financial processes, per a press release.

Here’s how it works: Stripe says Financial Connections will let firms verify accounts for payments and payouts, check balances to minimize payment failures, and confirm bank account ownership to cut fraud.

  • Businesses specify what information they need, and customers link their preferred account. The bank account information is then encrypted, improving security.
  • This account verification can be used to underwrite risk for loans or automatically pay bills. Stripe claims Financial Connections, when used with its Connect product, lets the company offer users 55% larger loans.
  • Linked bank accounts can also streamline direct debit payments for businesses, which boosts conversions. Platforms using Financial Connections and Connect reduce payout failures by 75%, Stripe claims.
  • Bank account verifications and account information will cost companies $1.50 per API call, and account balance retrieval is $0.10 per API call.

Plaid feels betrayed: Financial Connections puts Stripe into direct competition with former partner Plaid. Plaid CEO Zachery Perret took a jab at Stripe on Twitter, questioning the firm’s “methods” and accusing it of using his company’s data to develop the new product.

What this means: Launching Financial Connections gives Stripe another string to its bow of products. As its product suite expands, it’s becoming less dependent on partners and competing with more businesses, as evidenced by its tussle with Plaid.

With the growth of account-to-account (A2A) payments, this is a well-timed move for Stripe. A2A payments have lower fees than card payments, which can improve Stripe’s profit margins. The industry megaplayer will likely embed other financial services as it builds a one-stop shop for customers looking for a seamless service for all their payment needs.