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United StatesP2P Mobile Payment Users & Transaction Values, US
P2P Mobile Payment Users, by Age
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Overall
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P2P Mobile Payments Transaction Value
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P2P Mobile Payment Spending, per User
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P2P Mobile Payment Users
by Age
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P2P Mobile Payment Users, by Age
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P2P Mobile Payment User Penetration, by Age
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P2P Mobile Payment User Share, by Age
by Generation
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P2P Mobile Payment Users and Penetration, by Generation
Transaction Value by Platform
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Cash App P2P Transaction Value
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PayPal Mobile P2P Transaction Value
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Venmo P2P Transaction Value
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Zelle P2P Transaction Value
Users by Platform
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Cash App Users
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Venmo Users
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Zelle Users
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P2P Mobile Payment Users, by Platform
per User
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Cash App P2P Mobile Payment Spending, per User
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Venmo P2P Mobile Payment Spending, per User
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Zelle P2P Mobile Payment Spending, per User
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US P2P Mobile Payment Users, by Age

Timeframe20222023202420252026
Millions
– 14-17Maximum of two rows can be charted.
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– 18-24Maximum of two rows can be charted.
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– 25-34Maximum of two rows can be charted.
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– 35-44Maximum of two rows can be charted.
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– 45-54Maximum of two rows can be charted.
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– 55-64Maximum of two rows can be charted.
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– 65+Maximum of two rows can be charted.
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– TotalMaximum of two rows can be charted.
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% Change
– 14-17Maximum of two rows can be charted.
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– 18-24Maximum of two rows can be charted.
Deselect another chart icon to add this one.
– 25-34Maximum of two rows can be charted.
Deselect another chart icon to add this one.
– 35-44Maximum of two rows can be charted.
Deselect another chart icon to add this one.
– 45-54Maximum of two rows can be charted.
Deselect another chart icon to add this one.
– 55-64Maximum of two rows can be charted.
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– 65+Maximum of two rows can be charted.
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– TotalMaximum of two rows can be charted.
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Source: eMarketer

Note: mobile phone users who have made at least one peer-to-peer (P2P) transaction via a mobile phone in the past month

Additional Note: A mobile P2P payment is a transfer of funds from one individual to another individual using a mobile phone. Includes transactions made via mobile browser or applications developed by non-bank providers like Venmo, Cash App, Google Pay and Facebook Messenger and transactions made via mobile banking websites and applications developed by banks like Zelle; excludes P2P cross-border transactions, P2B transactions, B2B transactions and B2C transactions. P2B payments are from people to businesses, e.g., customers paying a small business using Venmo; also known as peer-to-merchant payments. B2B payments are from businesses to other businesses, e.g., business or operational expenses. B2C payments are from businesses to consumers, e.g., payroll or supplemental benefits; also known as business-to-person payments.

Methodology: Estimates are based on the analysis of the market presence of major mobile payment players; estimates from other research firms; and consumer smartphone, mobile payment adoption and retail spending trends.

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