Note: consumers who make a digital purchase at least once per month using a credit card, debit card, or prepaid card; includes food services and drinking places sales; includes sales tax; excludes travel and event tickets, payments (such as bill pay, taxes, or money transfers), mail orders, gambling, and other vice goods sales; excludes proximity mobile payment transactions
Methodology: Estimates are based on the analysis of data from the Federal Reserve, estimates from other research firms, historical trends, and retail spending trends.