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United StatesCard Fraud Losses, US
Total Credit Card Payments Fraud Loss
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Overall
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Total Card Payments Fraud Loss
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Total Credit Card Payments Fraud Loss
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Total Debit Card Payments Fraud Loss
Total Card Payments
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Total Card-Not-Present Payments Fraud Loss
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Total Non-CNP Payments Fraud Loss
Consumer Card Payments
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Total Card Consumer Payments Fraud Loss
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Total Card-Not-Present Consumer Payments Fraud Loss
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Total Non-CNP Consumer Payments Fraud Loss
Merchant Card Payments
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Total Card Merchant Payments Fraud Loss
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Total Card-Not-Present Merchant Payments Fraud Loss
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Total Non-CNP Merchant Payments Fraud Loss
Issuer Card Payments
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Total Card Issuer Payments Fraud Loss
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Total Card-Not-Present Issuer Payments Fraud Loss
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Total Non-CNP Issuer Payments Fraud Loss
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US Total Credit Card Payments Fraud Loss

Timeframe20202021202220232024
Total credit card payments fraud loss (billions)Maximum of two rows can be charted.
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– % changeMaximum of two rows can be charted.
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– % of total card payments fraud lossMaximum of two rows can be charted.
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Source: eMarketer

Note: includes losses incurred by the merchant, consumer, and issuer for fraudulent payment transactions occurring via credit cards

Additional Note: CNP fraud includes fraud in which stolen card details are used to purchase online. Payments fraud is a cleared and settled transaction that a third party initiated without the authorization, agreement, or voluntary assistance of the authorized user (the account holder or cardholder) with the intent to deceive for personal gain. Third-party payments fraud generally takes advantage of a vulnerability or security failure in a payment type, initiation method, or system.

Methodology: Estimates are based on the analysis of data from the US Department of Commerce and the Federal Reserve, estimates from other research firms, reported company revenues, historical trends, consumer buying trends, and macro-level economic conditions.

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