Source: Insider Intelligence | eMarketer, August 2023 - September 2023
Note: value dollar amount of purchases made via payment networks with commercial credit cards, debit cards, and prepaid debit cards; includes corporate cards, small business (credit and debit cards), purchasing, travel, fleet and payroll cards, and government administered cards; includes open and closed-loop cards; excludes returns, balance transfers, cash advances and other activity; American Express figures include cash advances and value of other payment products
Additional Note: Includes point-of-sale (POS) transactions made in-store and over the internet. Includes food services and drinking places sales, includes travel and event tickets, payments (such as bill pay or money transfers), mail orders, and gambling and other vice good sales; includes sales tax. Transaction value reported as inside the United States is based on the location of the card issuer and thus can include cross border purchases and purchases while the card holder is abroad.
Methodology: Estimates are based on the analysis of data from the US Department of Commerce and the Federal Reserve, estimates from other research firms, estimates on card transactions and purchases, reported company payment value figures, consumer buying trends, payment adoption trends and macro-level economic conditions.